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Terms of Use

Last updated: 29 January 2026

1. Introduction & Acceptance

Welcome to AltCards ("the Service"), operated by AltCard Limited, a company registered in New Zealand. These Terms of Use ("Terms") govern your access to and use of the Service, including our website, applications, and any related services.

By accessing or using the Service, you agree to be bound by these Terms. If you do not agree to these Terms, you must not use the Service.

2. Definitions

  • "Service" means the AltCards platform, including our website, web application, APIs, and all related features and functionality.
  • "User" or "you" means any individual who accesses or uses the Service.
  • "Content" means any text, images, photos, designs, or other materials uploaded, submitted, or created through the Service.
  • "AI Content" means any images, text, or other output generated by artificial intelligence through the Service.
  • "Card" means a digital or physical greeting card created using the Service.
  • "We", "us", or "our" means AltCard Limited.

3. Eligibility

You must be at least 16 years of age to use the Service. By using the Service, you represent and warrant that you are at least 16 years old. If you are under 16, you may not create an account or use the Service.

4. Account Registration & Security

To use certain features of the Service, you must create an account. You agree to:

  • Provide accurate and complete information during registration.
  • Maintain the security of your account credentials and not share them with others.
  • Notify us immediately of any unauthorised access to your account.
  • Maintain only one account per person. Creating multiple accounts to exploit free-tier benefits or circumvent restrictions is prohibited and may result in suspension or termination of all associated accounts.

You are responsible for all activity that occurs under your account.

5. Acceptable Use

You agree not to use the Service to:

  • Create, upload, or distribute content that is illegal, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, or otherwise objectionable.
  • Create content that is sexually explicit or pornographic (NSFW).
  • Harass, bully, intimidate, or threaten any person.
  • Send spam, unsolicited messages, or use the Service for bulk messaging.
  • Impersonate any real person, celebrity, public figure, or brand.
  • Use third-party trademarks, logos, or brand names without proper authorisation.
  • Engage in any activity that violates applicable laws or regulations.
  • Attempt to gain unauthorised access to the Service, other accounts, or related systems.
  • Use the Service in any way that could damage, disable, or impair its functionality.

6. User Content & Photo Consent

You retain ownership of any Content you upload to the Service. By uploading Content, you grant AltCards Limited a non-exclusive, worldwide, royalty-free licence to use, process, store, and display your Content solely for the purpose of operating and providing the Service.

When uploading photos that include other people, you represent and warrant that you have obtained appropriate consent from those individuals for the use of their likeness in connection with the Service. You also represent that you have the right to use any photos you upload (e.g. you took the photo, or have permission from the photographer or rights holder).

You are solely responsible for the Content you upload and any consequences of sharing it through the Service.

7. AI-Generated Content

The Service uses artificial intelligence to generate card designs and images. You acknowledge that:

  • AI-generated content is not guaranteed to be unique. Similar inputs may produce similar outputs for different users.
  • We do not claim copyright or ownership over AI-generated content produced through your use of the Service.
  • You are solely responsible for how you use AI-generated content, including ensuring it does not infringe on the rights of others.
  • AI output quality may vary and is provided without guarantees of accuracy, appropriateness, or fitness for any particular purpose.

8. Intellectual Property

The Service, including its source code, design, user interface, branding, logos, and name, is the intellectual property of AltCard Limited and is protected by copyright and other intellectual property laws.

You may not:

  • Copy, modify, distribute, or create derivative works based on the Service or any part thereof.
  • Reverse engineer, decompile, disassemble, or otherwise attempt to discover the source code of the Service.
  • Scrape, crawl, or use automated tools to extract data or content from the Service.
  • Use the AltCard name, logo, or branding without prior written consent.

9. Third-Party Services

The Service relies on third-party providers to operate, including but not limited to:

  • Google (Firebase) — authentication, database, storage, and hosting.
  • OpenAI — AI image generation.
  • SendGrid — email delivery.
  • Stripe — payment processing.

Your use of the Service is also subject to the terms and conditions of these third-party providers. We are not responsible or liable for the actions, policies, or practices of any third-party service.

10. Payments & Free Tier

The Service offers one free card per account. Additional cards and features are available through paid plans processed via Stripe.

  • All payments are final. Due to the digital nature of the goods, refunds are generally not provided once a card has been generated.
  • Nothing in these Terms limits or excludes any rights you may have under the New Zealand Consumer Guarantees Act 1993 or other applicable consumer protection legislation.
  • You must not create multiple accounts or otherwise attempt to manipulate the free tier to obtain additional free cards. Such conduct may result in suspension or termination of your accounts.

11. Reporting Misuse

If you encounter content that violates these Terms or is otherwise harmful or inappropriate, you can report it by:

  • Using the report link included in the email received with a card.
  • Contacting us at support@altcards.app.

We reserve the right to review, remove, or disable access to any Content that we determine, in our sole discretion, violates these Terms. We may also suspend or terminate the accounts of users who engage in misuse.

12. Impersonation & Brand Misuse

You must not use the Service to impersonate any person, entity, or organisation, or to falsely suggest an affiliation or endorsement that does not exist. You must not use third-party trademarks, logos, or brand names in your Content without proper authorisation from the rights holder.

AltCard Limited is not responsible for user-generated content that may infringe upon the intellectual property rights of others. You agree to indemnify and hold us harmless from any claims arising out of your Content that infringes upon the rights of any third party.

13. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that:

  • The Service will be available at all times or without interruption.
  • The Service will be free from errors or defects.
  • AI-generated content will be accurate, appropriate, or of any particular quality.
  • The results obtained from using the Service will meet your requirements.

14. Limitation of Liability

To the maximum extent permitted by applicable law, AltCard Limited shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill, arising out of or in connection with your use of the Service.

Our total aggregate liability to you for all claims arising out of or relating to the Service shall not exceed the total amount you have paid to us in the twelve (12) months immediately preceding the event giving rise to the claim.

Nothing in these Terms excludes or limits any liability that cannot be excluded or limited under applicable law, including under the New Zealand Consumer Guarantees Act 1993.

15. Indemnification

You agree to indemnify, defend, and hold harmless AltCard Limited, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or in any way connected with:

  • Your use of the Service.
  • Your Content.
  • Your violation of these Terms.
  • Your violation of any rights of another person or entity.

16. Termination

We may suspend or terminate your access to the Service at any time, with or without notice, if we reasonably believe you have violated these Terms or engaged in conduct that is harmful to other users, the Service, or AltCard Limited.

You may delete your account at any time through the Service. Upon termination or deletion, your right to use the Service will cease immediately. Provisions of these Terms that by their nature should survive termination shall continue to apply.

17. Governing Law

These Terms shall be governed by and construed in accordance with the laws of New Zealand. Any disputes arising out of or relating to these Terms or the Service shall be subject to the exclusive jurisdiction of the courts of New Zealand.

18. Changes to These Terms

We reserve the right to modify these Terms at any time. If we make material changes, we will notify you by email or through the Service. Your continued use of the Service after any changes constitutes your acceptance of the updated Terms.

We encourage you to review these Terms periodically.

19. Contact

If you have any questions about these Terms, please contact us at:

Email: support@altcards.app
AltCard Limited
New Zealand

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